The Addition of TempoPay to the HPS/PayMedix Portfolio Creates a Comprehensive End-to-End Payments Solution for Employees

将TempoPay添加到HPS/PayMedix组合中，为员工创建了全面的端到端支付解决方案

HPS/PayMedix today announced the acquisition of TempoPay, an innovative payments solution created at Redesign Health that helps employees access medical, dental, pharmacy, and other expenses not paid by their insurance. Together, HPS/PayMedix and TempoPay now offer a comprehensive healthcare financing and payments solution, addressing the issues of health equity, affordability, and the need to simplify the healthcare payment experience..

HPS/PayMedix今天宣布收购TempoPay，这是一个由Redesign Health创建的创新支付解决方案，可帮助员工获得医疗、牙科、药房和其他保险未支付的费用。HPS/PayMedix和TempoPay现在共同提供了一个全面的医疗融资和支付解决方案，解决了医疗公平、负担能力以及简化医疗支付体验的必要性等问题。。

According to the PayMedix Healthcare Payments and Financial Disparities Study, one-third of Americans say out-of-pocket costs (33%) and deductibles (31%) are unaffordable. This figure increases to four in ten for those with a credit score of 669 or less. Further, more than half (52%) of insured Americans said that paying for medical bills has been stressful, with nearly all of them (92%) claiming the stress has affected their physical and mental health..

根据PayMedix医疗保健支付和财务差异研究，三分之一的美国人表示，自付费用（33%）和免赔额（31%）是负担不起的。对于那些信用评分为669分或更低的人来说，这个数字增加到十分之四。此外，超过一半（52%）的被保险美国人表示，支付医疗账单是一种压力，几乎所有人（92%）都声称压力影响了他们的身心健康。。

“Healthcare costs are increasingly becoming a disproportionate share of the American household wallet, and we need better solutions to manage the stress this puts on family budgets,” said Tom Policelli, CEO at HPS/PayMedix. “The acquisition of TempoPay underscores our mission to simplify healthcare and create greater health equity by removing the financial barriers that stand in the way of employees getting access to the care they need when they need it; not just when they feel that they can afford it.”.

HPS/PayMedix首席执行官汤姆·波利切利（TomPolicelli）表示：“医疗保健费用在美国家庭钱包中所占比例越来越高，我们需要更好的解决方案来应对这给家庭预算带来的压力。”。“收购TempoPay突显了我们的使命，即通过消除阻碍员工在需要时获得所需护理的财务障碍，而不仅仅是当他们觉得自己可以负担得起时，简化医疗保健并创造更大的健康公平。”。

TempoPay offers all an employer’s employees’ interest-free financing for health and wellbeing care that overlays their current plans. Once activated by the employee, TempoPay VISA cards can be used to pay for everything from medical care and prescriptions to vision and dental bills; even vet bills for their pet and other approved health and wellness-related costs not covered by their plans.

TempoPay为雇主的所有员工提供无息的健康和福利资助，覆盖了他们目前的计划。一旦员工激活，TempoPay VISA卡可用于支付从医疗保健和处方到视力和牙科账单的一切费用；甚至兽医也要为他们的宠物支付费用，以及他们计划中未涵盖的其他与健康相关的费用。

The employer sets the dollar amount and charge types that will be processed, and employees can repay their bills over time interest-free via payroll or bank account..

雇主设定要处理的美元金额和费用类型，员工可以通过工资单或银行账户长期无息偿还账单。。

“TempoPay is the lifeline employees need today so they can access care and maintain their health without fearing high-interest bills or avoiding needed care,” Erika Davison-Aviles, Co-Founder and CEO at TempoPay said. “We are excited to become a part of HPS/PayMedix’s innovative healthcare payment solution and further our mission to alleviate consumers’ financial pressure.

TempoPay联合创始人兼首席执行官埃里卡·戴维森·阿维莱斯（Erika Davidson Aviles）表示：“TempoPay是员工今天需要的生命线，因此他们可以获得护理并保持健康，而不必担心高额利息账单或避免需要的护理。”。“我们很高兴成为HPS/PayMedix创新医疗支付解决方案的一部分，并进一步履行减轻消费者财务压力的使命。

For employers, we help maximize the value of their benefits plans, pre-tax accounts, and other well-being programs.”.

对于雇主来说，我们帮助他们实现福利计划、税前账户和其他福利计划的最大价值。”。

With TempoPay and PayMedix combined, all employees can access interest-free financing for all their healthcare needs. While TempoPay offers immediate financing of everyday healthcare expenses, PayMedix provides complete, uncapped financing for all in-network allowed charges that any employee may owe to providers.

将TempoPay和PayMedix结合起来，所有员工都可以获得无息融资，满足其所有医疗保健需求。。

All employees are automatically enrolled and PayMedix then pays all participating providers in full. The employees each get a simplified consolidated statement (a SuperEOB) each month and can arrange to pay it on terms that fit their budgets. Participating providers, in turn, are simply paid the full employee balance due automatically and therefore have no bill to collect..

所有员工都会自动注册，然后PayMedix会全额支付所有参与提供商的费用。每个员工每月都会收到一份简化的合并报表（SuperEOB），并可以安排按照符合其预算的条款支付。反过来，参与提供商只需支付自动到期的全部员工余额，因此无需收取账单。。

Because PayMedix and TempoPay are ‘credit-blind’, all employees, regardless of their credit histories, can make their healthcare expenses more manageable. “It’s a fact that 1 in 4 PayMedix members would be unable to get financing for their healthcare based on their credit scores. With TempoPay, we can reach even more members to help them get and stay healthy,” said Brian Marsella, President at HPS/PayMedix.

由于PayMedix和TempoPay是“信用盲”，所有员工，无论其信用历史如何，都可以使其医疗费用更易于管理。HPS/PayMedix总裁布莱恩·马塞拉（BrianMarsella）表示：“事实上，四分之一的PayMedix会员无法根据其信用评分获得医疗保健融资。通过TempoPay，我们可以联系更多会员，帮助他们获得并保持健康。”。

“The powerful combination of PayMedix and TempoPay provides employers with a valuable solution to support their workforce. We have proven that improving access to care drives better outcomes – particularly for lower-income employees. This in turn saves employers money.”.

。

About PayMedix

关于PayMedix

PayMedix, which began as the financing arm of Wisconsin-based HPS over a decade ago, is the only company solving the problem of high out-of-pocket costs for everyone — providers, patients, employers, and TPAs. PayMedix is changing how people access, use, and pay for healthcare by guaranteeing payments to providers and financing for all patients.

十多年前，PayMedix作为总部位于威斯康星州的HPS的融资部门成立，是唯一一家解决每个人（提供者、患者、雇主和TPA）高额自付费用问题的公司。PayMedix通过保证向提供者付款和为所有患者融资，正在改变人们获取、使用和支付医疗保健的方式。

PayMedix has processed more than $5 billion in medical payments for hospital systems and physician practices and can be implemented in conjunction with any PPO or HMO network..

PayMedix已经为医院系统和医生实践处理了超过50亿美元的医疗付款，可以与任何PPO或HMO网络一起实施。。

About TempoPay

TempoPay

TempoPay partners with employers to help their employees manage their medical costs with interest-free financing and flexible repayment options. With the TempoPay Visa card employees can take control of how they pay for healthcare without added stress, providing simple access to the financial security needed for happier, healthier lives..

TempoPay与雇主合作，通过无息融资和灵活的还款选择，帮助员工管理医疗费用。有了TempoPay Visa卡，员工可以控制他们如何支付医疗费用，而不会增加压力，从而可以轻松获得幸福、健康生活所需的财务保障。。

About HPS

关于HPS

Health Payment Systems (HPS) is a privately held healthcare technology and services organization with solutions that reduce the cost and complexity of the healthcare payments process to benefit providers, employers, patients, and TPAs. Headquartered in Milwaukee, Wisconsin, HPS has an independent network of 100+ hospital facilities and 29,200+ individual providers..

健康支付系统（HPS）是一家私营医疗保健技术和服务组织，其解决方案可降低医疗保健支付流程的成本和复杂性，从而使提供者、雇主、患者和TPA受益。HPS总部位于威斯康星州密尔沃基，拥有100多家医院设施和29200多家个人供应商的独立网络。。

Originally announced August 6th, 2024

最初于2024年8月6日宣布

TagsBrian Marsella Erika Davison-Aviles Health IT Acquisitions Health Payment Systems Healthcare M&A HPS PayMedix Redesign Health TempoPay Tom Policelli VISA

TagsBrian Marsella Erika Davidson Aviles Health IT收购Health Payment Systems Healthcare并购HPS PayMedix重新设计Health TempoPay Tom Policelli VISA

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