The company has given families nationwide access to $33 million in benefits, covering out-of-pocket costs for care from hospital stays to chronic conditions

该公司已为全国各地的家庭提供高达3,300万美元的福利，用于支付从住院到慢性病治疗等自付医疗费用。

COLUMBUS, Ohio

俄亥俄州哥伦布市

,

，

July 28, 2026

2026年7月28日

/PRNewswire/ --

/美通社/ --

Healia

希莉亚

, a Columbus-based company that reduces health benefit costs for dual-income families and employers, today announced $18 million in funding, including a $14M Series A led by

，一家总部位于哥伦布、致力于降低双收入家庭和雇主健康福利成本的公司，今日宣布获得1,800万美元融资，其中包括由领投的1,400万美元A轮融资

111° West Capital

111° 西资

, with participation from

，并有……参与

Y Combinator

Y Combinator

,

，

First Round Capital

首轮资本

,

，

Pioneer Fund

先锋基金

,

，

GoAhead Ventures

GoAhead Ventures

, and

，以及

North Coast Ventures

北岸创投

. To date, Healia has enabled employers to provide $33 million in additional coverage for families nationwide, equipping families to make healthcare's most consequential decisions as one household, with the full picture in view.

迄今为止，Healia已帮助全美雇主为家庭提供额外3300万美元的保险保障，使家庭能够以整体为单位，在全面掌握信息的情况下，做出医疗健康领域最为关键的决策。

Roughly

大约

30 million American dual-income families

3000万美国双收入家庭

are underserved by a healthcare system designed for the 1960s household: one breadwinner, one plan, a spouse at home. Most of those families now have access to two employer plans, and the system quietly overcharges them for having both. That's because employers pay to cover working spouses who already have coverage elsewhere, and families default to the plan they know because comparing two plans across two enrollment portals is a headache no one is set up to solve..

他们被一个为20世纪60年代家庭设计的医疗体系所忽视：那时通常只有一个养家糊口的人、一份保险计划，以及一位在家的配偶。如今，大多数这类家庭可以同时享受两份雇主提供的保险计划，而该体系却在暗中对他们同时拥有两份计划收取过高费用。这是因为雇主仍为已有其他保险覆盖的在职配偶支付保费，而家庭则默认选择他们熟悉的那份计划，因为要在两个不同的参保门户之间比较两份计划实在令人头疼，且目前没有任何机制来解决这一难题。

Healia is a healthcare benefits platform built for dual-income families. Healia's Total Care Option (TCO) enables employers to pay a family's out-of-pocket costs and premiums when they enroll in a spouse's health plan instead of the company's. Families pay little to nothing for their healthcare, and employers cut their spend significantly..

Healia 是一个专为双收入家庭打造的医疗健康福利平台。Healia 的“全面护理选项”（TCO）使雇主能够在员工选择加入配偶的健康保险计划而非公司计划时，为其支付自付费用和保费。这样，家庭几乎无需承担任何医疗开支，而雇主则能大幅降低支出。

Here's how the Total Care Option works:

以下是“全面护理选项”的运作方式：

Healia compares the family's health plan options:

Healia 比较该家庭的医疗保险计划选项：

It prices every path, staying on separate plans or moving to the spouse's plan with the TCO, and identifies the least expensive choice for the household.

它对每种路径进行定价，包括保持各自独立的计划或转至配偶的总拥有成本（TCO）计划，并确定家庭的最经济选择。

Families enroll in a spouse's plan and the TCO:

家庭加入配偶的计划和TCO：

When a family enrolls in their spouse's plan, they also receive the TCO to help reimburse essential medical expenses.

当家庭成员加入其配偶的保险计划时，他们也会获得TCO，以帮助报销必要的医疗费用。

Healia manages the entire claims process:

Healia 管理整个理赔流程：

When the family incurs copays, coinsurance, deductibles, or premiums on the spouse's plan, the employer reimburses them through Healia in a matter of hours.

当家庭在配偶的保险计划中产生共付额、共同保险、免赔额或保费时，雇主会通过 Healia 在几小时内予以报销。

'Healia saved us thousands during the most stressful year of our lives. When my husband's company implemented Healia, the decision support tool made it a no-brainer: we enrolled in the Total Care Option and added him to my employer's plan. We found out we were pregnant on New Year's Day, and between our daughter's birth and my own cancer diagnosis that year, we submitted a lot of claims.

“在我们人生中最艰难的一年里，Healia 为我们节省了数千美元。当我丈夫的公司引入 Healia 时，其决策支持工具让选择变得毫不费力：我们注册了‘全面护理选项’，并将他加入到我雇主提供的保险计划中。我们在元旦那天得知自己怀孕了，而在那一年里，从女儿的出生到我本人被确诊癌症，我们提交了大量的理赔申请。”

Often we'd get reimbursed before the provider bill even arrived. Our friends and family were shocked. Honestly, so were we,' said one early Healia member in Phoenix, Arizona..

“我们经常在医疗服务提供者的账单尚未寄到时就已经获得了报销。我们的朋友和家人都感到震惊。说实话，我们自己也很惊讶。”一位来自亚利桑那州凤凰城的早期Healia会员表示。

The result is a rare win-win in employer-sponsored healthcare. A family expecting a baby, managing a diagnosis, or living with a chronic condition pays little to nothing out of pocket, saving up to $26,000 a year. Employers are able to provide meaningful benefits that retain and recruit employees while lowering their healthcare costs up to 76% per enrolled household annually..

其结果是雇主赞助的医疗保健体系中罕见的双赢局面。对于期待新生儿的家庭、需要应对诊断结果的家庭，或是有慢性疾病患者的家庭而言，其自付费用微乎其微甚至为零，每年可节省高达26,000美元。雇主则能够提供具有吸引力的福利，以留住和招募员工，同时使每个参保家庭的年度医疗成本降低高达76%。

'In 5 years, picking a health plan will work the way it should have all along. Every family will see both plans side by side, know exactly what each one costs them, and get paid back for choosing well. When 30 million households make that decision with full information, the whole market has to respond.

五年后，选择健康保险计划的方式将回归其应有的正轨。每个家庭都能并排比较不同计划，清楚了解每项计划的实际费用，并因做出明智选择而获得奖励。当三千万个家庭在信息充分的情况下做出选择时，整个市场必将作出回应。

Plans will compete for families instead of families accepting the status quo,' said Priyang Shah, founder and CEO of Healia..

Healia 创始人兼首席执行官 Priyang Shah 表示：“各类保险计划将竞相争取家庭用户，而不再是家庭被动接受现状。”

'Millions of dual-income families are paying twice for healthcare coverage they don't need, yet the employer healthcare system has largely ignored the problem. I spent more than a decade in healthcare operations, including co-founding TigerConnect, so I recognize structural inefficiencies when I see them.

“数百万双职工家庭为他们不需要的医疗保险支付了双倍费用，然而雇主医疗保险体系在很大程度上忽视了这一问题。我在医疗运营领域深耕十余年，包括联合创立 TigerConnect，因此我能敏锐地识别出结构性的低效问题。”

This is one of the clearest I've encountered. Priyang combines the product vision, operational discipline, and execution capabilities needed to solve it at scale and deliver meaningful savings for working families' said Andrew Brooks, M.D., Co-Founder and Managing Partner at 111° West Capital..

“这是我遇到的最清晰的案例之一。Priyang 兼具解决规模化问题所需的产品愿景、运营纪律和执行能力，并为工薪家庭带来切实的储蓄。”111° West Capital 的联合创始人兼管理合伙人 Andrew Brooks 博士表示。

Healia will use the funding to build its next generation of leaders across sales, engineering, and operations in Columbus while investing in the technology and AI underpinning the TCO. The company is recruiting people who want startup pace and ownership without leaving the heartland to get it.

Healia 将利用这笔资金在哥伦布市培养销售、工程和运营领域的下一代领导者，同时投资于支撑总拥有成本（TCO）平台的技术和人工智能。公司正在招募那些希望在不离开美国中部核心地区的前提下，享受创业公司快节奏和工作所有权的人才。

Open roles are at

开放职位位于

healiahealth.com/careers

healiahealth.com/招聘

.

。

About Healia

关于 Healia

Healia is a Columbus, Ohio, health tech company that builds health reimbursement arrangements (HRAs) for employers. Its Total Care Option (TCO) reduces benefit costs for employers and out-of-pocket costs for dual-income employees: when an employee enrolls in a spouse's plan, Healia enables employers to reimburse the family's out-of-pocket costs in full.

Healia 是一家位于俄亥俄州哥伦布市的健康科技公司，为雇主构建健康报销安排（HRA）。其“全面护理选项”（TCO）降低了雇主的福利成本以及双职工员工的自付费用：当员工加入配偶的保险计划时，Healia 使雇主能够全额报销家庭的自付费用。

Employers using Healia have provided $33M in additional coverage to their employees since its founding in 2021. Learn more at .

自2021年成立以来，使用Healia的雇主已为员工提供了3300万美元的额外保障。了解更多请访问。

healiahealth.com

healiahealth.com

.

。

Media Contact:

媒体联系人：

Kelsey LaBelle

凯尔西·拉贝尔

[email protected]

[email protected]

SOURCE Healia

来源 Healia

21

二十一

%

百分比

more press release views with

更多新闻稿浏览量，使用

Request a Demo

申请演示