Revenue has grown nearly 7x in the past year, with more than 5,000 employers now using Thatch to give employees greater control over their healthcare

过去一年，营收增长近7倍，目前已有超过5,000家雇主使用Thatch，让员工对其医疗保健拥有更大的自主权。

SAN FRANCISCO

旧金山

,

，

Sept. 15, 2026

2026年9月15日

/PRNewswire/ --

/美通社/ --

Thatch

茅草

, the health benefits platform helping employers move from traditional group health plans to a consumer-directed model, today announced that it has raised $108 million in new funding at a $1 billion valuation from The General Partnership, Index Ventures, General Catalyst, and Andreessen Horowitz, with participation from ADP Ventures, Paychex, Eli Lilly and Company, Scale Venture Partners, QuantumLight, SemperVirens, Quiet Capital, and Avid Ventures..

，这家帮助雇主从传统团体健康计划转向消费者主导模式的健康福利平台，今天宣布已从 The General Partnership、Index Ventures、General Catalyst 和 Andreessen Horowitz 筹集到 1.08 亿美元的新资金，估值达到 10 亿美元。ADP Ventures、Paychex、礼来公司（Eli Lilly and Company）、Scale Venture Partners、QuantumLight、SemperVirens、Quiet Capital 和 Avid Ventures 也参与了本轮融资。

Thatch's growth is signaling a broader shift in how employers think about healthcare benefits. The company's revenue has grown nearly seven-fold over the past year, with more than 5,000 employers now using the platform to move away from traditional group health plans toward a model that gives employees control over how their healthcare dollars are spent..

Thatch的快速增长表明，雇主在思考医疗保健福利方式上正发生更广泛的转变。在过去一年中，该公司的收入增长了近七倍，目前有超过5,000家雇主使用该平台，从传统的团体健康计划转向一种让员工自主控制其医疗支出使用方式的模式。

The traction comes as employers face a fundamental problem with the traditional system: healthcare costs continue to rise, while a single plan designed around the 'average' employee rarely works well for everyone. Thatch's growth is evidence that employers are increasingly willing to rethink that model — shifting from choosing one plan for their workforce to giving employees a budget and the ability to choose coverage based on their own needs..

这一势头源于雇主在传统体系中面临的一个根本性问题：医疗成本持续上升，而围绕“平均”员工设计的单一计划往往难以满足所有人的需求。Thatch 的增长表明，雇主正日益愿意重新思考这一模式——从为员工选择单一保险计划，转向提供预算，让员工根据自身需求选择保险覆盖范围。

The model is straightforward: employers set a defined health benefits budget and employees use those tax-free dollars to choose an individual health plan that fits their needs, including their doctors, prescriptions, family situation and preferred type of coverage. Employees can also use remaining funds for eligible healthcare expenses like GLP1s, therapy and more.

该模式简单明了：雇主设定固定的健康福利预算，员工使用这些免税资金选择符合自身需求的个人健康保险计划，涵盖其选择的医生、处方药、家庭状况以及偏好的保障类型。员工还可以将剩余资金用于符合条件的医疗支出，如GLP-1类药物、心理治疗等。

The shift gives employers more predictability over their healthcare spend while putting the purchasing decision in the hands of the person actually using the healthcare..

这一转变使雇主在医疗支出方面拥有更高的可预测性，同时将购买决策权交到了实际使用医疗服务的人手中。

'For too long, healthcare has been the one major purchase in someone's life they never actually got to make,' said Chris Ellis, co-founder and chief executive of Thatch. 'Give people control over their own healthcare dollars, and the first thing they do is ask what something actually costs. That's the behavior change this round is built to scale.'.

“长期以来，医疗保健一直是人们生活中唯一一项他们实际上从未真正自主做出的重大购买决策，”Thatch 联合创始人兼首席执行官克里斯·埃利斯表示。“让人们掌控自己的医疗支出，他们做的第一件事就是询问某项服务的实际费用。这正是本轮融资旨在规模化推动的行为转变。”

The company believes this shift could have implications well beyond health insurance. Healthcare represents one of the largest categories of household and employer spending in the U.S., yet the individual has historically had little control over how those dollars are allocated. Thatch is building the infrastructure to make healthcare function more like other major consumer markets, where people have a budget, can compare options and ultimately decide what works best for them..

该公司认为，这一转变的影响可能远远超出健康保险范畴。医疗保健是美国家庭和雇主支出中最大的类别之一，但个人在历史上对这些资金的分配方式几乎没有控制权。Thatch 正在构建基础设施，使医疗保健体系更像其他主要消费市场那样运作，让消费者能够拥有预算、比较不同选项，并最终选择最适合自己的方案。

'Every massive consumer market eventually gets rebuilt around the individual - Amazon did it for retail, Expedia for travel, Robinhood for investing. Thatch is doing it for healthcare,' said Jahanvi Sardana, Partner at Index Ventures. 'With AI, the end state is bigger than shopping: an agent that knows you, holds your .

“每一个庞大的消费市场最终都会围绕个体进行重构——亚马逊在零售领域做到了这一点，Expedia 在旅游领域做到了，Robinhood 在投资领域做到了。而 Thatch 正在医疗保健领域实现这一变革。”Index Ventures 的合伙人 Jahanvi Sardana 表示。“借助人工智能，其终极形态将超越购物范畴：成为一个了解你、掌握你的智能代理。”

wallet

钱包

and can find, book and pay for the right care. The magic is that you stop navigating healthcare and start being taken care of.'

并能够找到、预约和支付合适的护理服务。其神奇之处在于，你不再需要在医疗体系中四处奔波，而是开始得到悉心照料。

Thatch has built the infrastructure to make that transition possible at scale, connecting employers and employees to individual coverage while integrating with major health insurance carriers, payroll providers and benefits platforms. Its distribution network includes partnerships with ADP, Paychex, Gusto and QuickBooks, enabling employers to move to a consumer-directed model without rebuilding their existing benefits infrastructure..

Thatch 已构建起支持大规模实现这一转型的基础设施，将雇主和员工与个人保险保障相连接，同时与主要健康保险公司、薪资服务提供商及福利平台实现集成。其分销网络包括与 ADP、Paychex、Gusto 和 QuickBooks 的合作伙伴关系，使雇主能够在不重建现有福利基础设施的情况下，转向消费者主导的模式。

About Thatch

关于萨奇

Thatch is the health benefits platform that replaces one-size-fits-all group plans with individual health budgets. Instead of picking a single plan for everyone, companies give employees a tax-free budget to buy their own medical plan and pay for the health services they actually use. More than 5,000 employers use Thatch today.

Thatch 是一个健康福利平台，用个人健康预算取代了千篇一律的团体保险计划。公司不再为所有员工选择单一的保险计划，而是为员工提供免税预算，让他们自行购买医疗保险，并支付实际使用的医疗服务费用。目前，已有超过 5,000 家雇主使用 Thatch。

Backed by The General Partnership, Index Ventures, General Catalyst, and Andreessen Horowitz, Thatch is on a mission to build a healthcare system people love by changing the way we fund it. Learn more at thatch.com..

在 The General Partnership、Index Ventures、General Catalyst 和 Andreessen Horowitz 的支持下，Thatch 致力于通过变革医疗体系的融资方式，打造一个人们喜爱的医疗保健系统。更多信息请访问 thatch.com。

Media Contact:

媒体联系人：

Amber Moore

安珀·摩尔

[email protected]

[email protected]

SOURCE Thatch

来源：茅草

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