BOSTON--(BUSINESS WIRE)--eternalHealth, a leading health insurance in Massachusetts and Arizona, announced its 2025 Medicare Advantage plans earlier this week. In a year where Medicare Beneficiaries are looking for stability, eternalHealth is providing exactly that and so much more. The new offerings are designed to address members' most important health needs while providing greater choice, improved benefits, and expanded coverage options..

波士顿--（商业新闻短讯）--马萨诸塞州和亚利桑那州领先的健康保险公司永恒健康（eternalHealth）本周早些时候宣布了2025年医疗保险优势计划。在医疗保险受益人寻求稳定的一年里，永恒健康（eternalHealth）提供的正是如此，甚至更多。新产品旨在满足会员最重要的健康需求，同时提供更多选择、改进福利和扩大覆盖范围。。

Key Highlights:

主要亮点：

Enhanced and sustainable extra benefits tailored to individual needs

根据个人需求量身定制的增强且可持续的额外福利

All plans offer $0 premium, with $0 to low co-pays and medical expenses

所有计划都提供0美元的溢价，0美元的低共同支付和医疗费用

Benefits are easy to access and are focused on holistic health and wellbeing.

福利很容易获得，并侧重于整体健康和福祉。

'At eternalHealth, we're dedicated to the communities we serve and are focused on bringing stability during a time where so many Medicare Beneficiaries are feeling the pressure of inflation and are left having to make really tough decisions,” said Pooja Ika, Founder & CEO of eternalHealth. 'Our 2025 Medicare Advantage plans reflect our commitment to providing comprehensive, affordable coverage that meets the needs of Medicare beneficiaries without breaking the bank.

eternalHealth创始人兼首席执行官Pooja Ika说：“在eternalHealth，我们致力于服务的社区，并专注于在许多医疗保险受益人感受到通货膨胀压力并不得不做出非常艰难的决定的时期带来稳定。”我们的2025年Medicare Advantage计划反映了我们致力于提供全面、负担得起的覆盖范围，以满足Medicare受益人的需求，同时又不至于破产。

We want to be the easy choice for Medicare Beneficiaries in Arizona and Massachusetts.'.

我们希望成为亚利桑那州和马萨诸塞州医疗保险受益人的简单选择。”。

eternalHealth's 2025 Medicare Advantage plans are available in Suffolk, Worcester, Middlesex, Norfolk, Bristol, and Plymouth counties in Massachusetts as well as Maricopa and Pima counties in Arizona, offering a range of options to suit different healthcare needs and budgets. Notable features include:.

eternalHealth的2025年医疗保险优势计划在马萨诸塞州的萨福克县、伍斯特县、米德尔塞克斯县、诺福克县、布里斯托尔县和普利茅斯县以及亚利桑那州的马里科帕县和皮马县推出，提供了一系列选项，以满足不同的医疗保健需求和预算。值得注意的功能包括：。

1. Consistent Core Medical Benefits: Every HMO and PPO plan eternalHealth offers includes:

1、始终如一的核心医疗福利：每个HMO和PPO计划eternalHealth提供的服务包括：

$0 monthly premium

每月保费0美元

$0 primary care provider visits

$0 preventive services

0美元预防服务

$0 Tier 1 prescription drugs

1级处方药0美元

$0 deductibles on Tier 1-3 drugs

1-3级药物的0美元免赔额

$0 routine vision and hearing exams

0美元常规视力和听力检查

2. Generous Dental Allowance: Members can use an allowance at any dentist in the United States, with no network or service restrictions. Funds are loaded onto a prepaid flex card, along with other dollar allowances offered on their plan of choice.

2、慷慨的牙科津贴：会员可以在美国的任何牙科诊所使用津贴，不受网络或服务限制。资金被加载到预付弹性卡上，以及他们选择的计划中提供的其他美元津贴。

Up to $3,500 in Arizona

亚利桑那州高达3500美元

Up to $3,000 in Massachusetts

马萨诸塞州高达3000美元

3. Monthly Medicare Part B Premium Savings: Members may choose to enroll in one of eternalHealth's Give Back plans that reduces the amount they pay towards their monthly Part B premium.

3、每月医疗保险B部分保费储蓄：会员可以选择参加永恒健康（TernalHealth）的一项回馈计划，以减少他们每月支付的B部分保费。

Up to $1,200 in Arizona

亚利桑那州高达1200美元

Up to $840 in Massachusetts

马萨诸塞州高达840美元

4. Expanded Dollar Allowances: Select plans offer a quarterly Medical Expense or Fitness Flex wallet on a convenient prepaid flex card.

4、扩大美元津贴：Select plans在方便的预付弹性卡上提供季度医疗费用或健身弹性钱包。

The medical expense wallet assists beneficiaries in getting the healthcare they need without worrying about cost, covering copays and cost-sharing on services such as X-Rays, labs, mental health services, and more.

医疗费用钱包帮助受益人获得他们所需的医疗保健，而不必担心成本，涵盖X光、实验室、心理健康服务等服务的共同费用和成本分担。

- Up to $800 in both Arizona and Massachusetts

-在亚利桑那州和马萨诸塞州都高达800美元

The Fitness Flex Wallet allows beneficiaries to stay active in their golden years, covering pickleball or tennis court fees, golf green fees, yoga or dance classes, fitness wearables, and more.

健身Flex钱包让受益人在黄金岁月保持活跃，包括泡菜球或网球场费用、高尔夫果岭费用、瑜伽或舞蹈课、健身可穿戴设备等。

- $300 in Arizona

-亚利桑那州300美元

- $350 in Massachusetts

-马萨诸塞州350美元

5. Addressing Social Determinants of Health: Benefits include transportation and In-Home Support, Over-the-Counter (OTC), and Healthy Grocery* allowances to tackle basic needs, food insecurity, transportation needs, and social isolation.

解决健康的社会决定因素：福利包括交通和家庭支持、非处方药（OTC）和健康杂货*津贴，以解决基本需求、粮食不安全、交通需求和社会孤立。

6. Fitness and Wellness Programs: Every eternalHealth plan includes access to hundreds of national and local fitness facilities, virtual fitness classes, and brain training programs at no additional cost.

健身和健康计划：每个永恒健康计划都包括免费使用数百个国家和地方健身设施、虚拟健身班和大脑训练计划。

7. Veteran-Focused Coverage: In Arizona, eternalHealth offers the Valor Give Back plan, specifically designed for veterans with TRICARE For Life (TFL) benefits:

7、以退伍军人为重点的报道：在亚利桑那州，永恒健康（eternalHealth）为退伍军人提供了Valor回馈计划，该计划专门为拥有TRICARE for Life（TFL）福利的退伍军人设计：

Substantial Part B premium reduction to ease financial burden

大幅降低B部分保费以减轻财务负担

Essentials allowance* of $1,200 annually for utilities, groceries, and automobile gas, supporting retirement budget management

基本生活津贴*每年1200美元，用于公用事业、杂货和汽车燃气，支持退休预算管理

Seamless integration with TRICARE For Life to ensure comprehensive, coordinated care

与TRICARE For Life无缝集成，确保全面、协调的护理

Enhanced benefits that complement and extend beyond existing TFL coverage

增强的福利，补充并扩展到现有的TFL覆盖范围之外

8. Focused on Chronic Condition Management: eternalHealth's Care Management team helps members navigate their health journey at no additional cost, whether they are trying to manage their chronic conditions, recovering from hospital stays, or looking to improving overall health.

专注于慢性病管理：无论是试图管理慢性病、从住院中恢复还是寻求改善整体健康状况，永恒健康（eternalHealth）的护理管理团队都可以帮助成员在不增加额外费用的情况下完成健康之旅。

'Our 2025 plans are designed with a holistic approach to health, addressing not just medical needs but also the social and environmental factors that impact our members' well-being,' added Bruce Himelstein, Chief Medical Officer at eternalHealth. 'By focusing on critical areas like heart health, diabetes management, and mental wellness, we aim to improve health outcomes and enhance the quality of life for our members.'.

永恒健康（eternalHealth）首席医疗官布鲁斯·希梅尔斯坦（BruceHimelstein）补充道：“我们2025年的计划是以整体的健康方式设计的，不仅要解决医疗需求，还要解决影响我们成员福祉的社会和环境因素。”通过专注于心脏健康、糖尿病管理和心理健康等关键领域，我们旨在改善健康状况，提高会员的生活质量。”。

The Annual Enrollment Period for 2025 Medicare coverage runs from Oct. 15 through Dec. 7, 2024. Medicare beneficiaries can visit www.eternalhealth.com or call 1 (800) 831-0735 (TTY 711) to learn more about eternalHealth's 2025 Medicare Advantage plans.

2025年医疗保险的年度登记期为2024年10月15日至12月7日。医疗保险受益人可以访问www.eternalhealth.com或致电1（800）831-0735（TTY 711），了解更多有关eternalhealth 2025年医疗保险优势计划的信息。

About eternalHealth: eternalHealth is a pioneering Medicare Advantage plan with a clear mission: to remove common barriers to healthcare and meet the unique needs of seniors. Through innovative business practices, we’ve reimagined the approach to Medicare Advantage. Our company is built on the principle of empowering members with greater access to essential healthcare benefits.

关于永恒健康（eternalHealth）：永恒健康（eternalHealth）是一项开创性的医疗保险优势计划，具有明确的使命：消除医疗保健的常见障碍，满足老年人的独特需求。通过创新的商业实践，我们重新设想了医疗保险优势的方法。我们的公司建立在赋予成员更多获得基本医疗保健福利的权利的原则之上。

We strive to create a healthcare experience that combines comprehensive coverage with the flexibility and control that our members deserve, paving the way for a brighter and healthier future for seniors..

我们努力创造一种医疗保健体验，将全面的覆盖范围与我们的成员应得的灵活性和控制力相结合，为老年人更光明、更健康的未来铺平道路。。

eternalHealth is an HMO and/or PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. To enroll in an eternalHealth plan you must meet certain eligibility requirements and reside in the plan's CMS-approved service area. Our plans' 2024 service areas, as applicable, include select counties in Arizona and Massachusetts.

eternalHealth是一项HMO和/或PPO计划，拥有医疗保险合同。加入我们的计划取决于合同续签。要参加永久健康计划，您必须符合某些资格要求，并居住在该计划的CMS批准的服务区。我们计划的2024年服务区（如适用）包括亚利桑那州和马萨诸塞州的部分县。

eternalHealth complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Representatives are available 8am to 8pm, Monday to Friday (from October 1 to March 31, 8am to 8pm, 7 days a week)..

永恒健康符合适用的联邦民权法，不因种族、肤色、国籍、年龄、残疾或性别而歧视。代表可在周一至周五（10月1日至3月31日，上午8点至下午8点，每周7天）上午8点至下午8点到会。。

Benefits and cost sharing vary by plan.

利益和成本分担因计划而异。

*The healthy grocery and essentials benefits mentioned are part of a special supplemental program for the chronically ill. Not all members qualify.

*上述健康食品杂货和必需品福利是针对慢性病患者的特殊补充计划的一部分。并非所有会员都符合资格。

ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-464-7198 (TTY 711). To file a complaint with eternalHealth, call us at 1-800-464-7198 (TTY 711). To file a complaint with Medicare, call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day/7 days a week.

注意：如果您会说西班牙语，您可以免费获得语言援助服务。拨打1-800-464-7198（TTY 711）。要向EternalHealth提出投诉，请致电1-800-464-7198（TTY 711）。要向医疗保险提出投诉，请致电1-800-Medicare（TTY 1-877-486-2048），每天24小时/7天。

If your complaint involves a broker or agent, be sure to include their name when you file your complaint..

如果您的投诉涉及经纪人或代理人，请确保在提交投诉时包括他们的姓名。。

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