NEW YORK--(BUSINESS WIRE)--Oscar Health, Inc. (“Oscar”) (NYSE: OSCR), a leading healthcare technology company, today announced it will bring the Oscar experience to more individuals, families, and businesses through the ACA marketplace in 2025. Oscar is introducing affordable health insurance products that empower people to pursue a healthy life on their terms with:.

纽约--（商业新闻短讯）--领先的医疗保健技术公司奥斯卡健康公司（Oscar）（纽约证券交易所：OSCR）今天宣布，将于2025年通过ACA市场为更多个人、家庭和企业带来奥斯卡体验。奥斯卡正在推出负担得起的健康保险产品，使人们能够按照以下条件追求健康生活：。

Services built around personal health needs and preferences.

围绕个人健康需求和偏好提供的服务。

Established networks providing multiple paths to high-value clinical care.

建立的网络为高价值的临床护理提供了多种途径。

Technology solutions to help members manage their health and make informed choices.

帮助会员管理健康并做出明智选择的技术解决方案。

The Oscar experience will be available in 504 markets across 18 states in 2025.

2025年，奥斯卡体验将在18个州的504个市场推出。

“Oscar makes shopping for healthcare easy with plans that fit every budget,” said Mark Bertolini, CEO of Oscar Health. “People have control over the products they buy and use in every part of their life, except healthcare. Oscar is changing that. We give people the freedom to select plans that work best for them.

奥斯卡健康公司首席执行官马克·贝托利尼（MarkBertolini）表示：“奥斯卡通过符合每个预算的计划，使医疗保健购物变得容易。”。“除了医疗保健之外，人们在生活的各个方面都可以控制自己购买和使用的产品。奥斯卡正在改变这一点。我们让人们自由选择最适合自己的计划。

Our members understand what they are buying, what it costs, and how it compares to other products.”.

我们的会员了解他们正在购买的产品、成本以及与其他产品的比较。”。

Oscar is giving its fast-growing and diverse membership better health insurance choices. The following solutions will be available across select states in the 2025 Open Enrollment period1.

奥斯卡正在为其快速增长且多样化的会员提供更好的医疗保险选择。以下解决方案将在2025年开放注册期间在选定的州提供1。

Building Solutions for Communities

为社区构建解决方案

Oscar is introducing Buena Salud, a Spanish-first solution for Hispanic and Latino members. Individuals meet Oscar in Español and are connected to an Oscar care team, primary care provider, and healthcare community that share their cultural heritage. The solution prioritizes the preferences of Hispanics and Latinos, who are more inclined to seek care when providers speak Spanish2..

奥斯卡正在推出Buena Salud，这是西班牙裔和拉丁裔成员的西班牙首个解决方案。个人在Español与奥斯卡见面，并与奥斯卡护理团队、初级保健提供者和分享其文化遗产的医疗保健社区建立联系。该解决方案优先考虑西班牙裔和拉丁裔的偏好，当提供者说西班牙语时，他们更倾向于寻求护理2。。

Buena Salud builds on the Hola Oscar experience, which has an industry-leading NPS of 873 and is available across Oscar plans. The program, developed by native Spanish-speakers at Oscar, accounts for cultural, linguistic, and regional differences among Hispanic and Latino communities. These communities make up nearly one-third of Oscar’s membership and are the fastest-growing populations in the ACA4..

布埃纳·萨卢德（BuenaSalud）以霍拉·奥斯卡（Hola Oscar）的经验为基础，该经验拥有873个业界领先的NPS，可在奥斯卡计划中使用。该项目由奥斯卡（Oscar）以西班牙语为母语的人开发，解释了西班牙裔和拉丁裔社区之间的文化、语言和地区差异。这些社区占奥斯卡成员的近三分之一，是ACA4中增长最快的人口。。

Expanding the ACA to Employees and Employers

将ACA扩展到员工和雇主

Employees can now choose from Oscar’s suite of affordable, tech-savvy solutions using their employer contributions. Individuals can select from dozens of plans with high-quality networks that align with their schedules, neighborhoods, and health needs. Oscar has a dedicated concierge team for employees that is available 24/7 to help them maximize their new benefits..

员工现在可以使用雇主的贡献从奥斯卡的一套价格合理、技术娴熟的解决方案中进行选择。个人可以从数十个计划中进行选择，这些计划具有与他们的时间表、社区和健康需求相一致的高质量网络。奥斯卡有一个专门为员工服务的礼宾团队，可以全天候为员工提供服务，帮助他们最大限度地发挥新的优势。。

Oscar is working with StretchDollar to help businesses with less than 50 employees instantly offer pre-tax contributions that employees can use to buy individual health insurance. Businesses can visit StretchDollar.com/Oscar to set up a free account in less than 10 minutes5.

奥斯卡正在与StretchDollar合作，帮助员工少于50人的企业立即提供税前供款，供员工购买个人健康保险。企业可以访问stretchollar.com/Oscar，在不到10分钟的时间内建立一个免费账户5。

Oscar's plans offer much-needed relief for the growing number of employers that are new to insurance or struggling with double-digit increases from small group plans.

奥斯卡（Oscar）的计划为越来越多的雇主提供了急需的救济，这些雇主不熟悉保险，或者正在为小团体计划的两位数增长而挣扎。

Making Multiple Chronic Conditions Easier to Manage

使多种慢性病更容易管理

Oscar is launching a multi-condition plan for members with diabetes, pulmonary, and cardiovascular disease – three common conditions impacting ACA members6. Managing these conditions together can lower costs by 25% or more7. Benefits include: $0 cardiologist, pulmonologist, and endocrinologist visits; $0 screenings and labs; $0 primary and behavioral care; and $0 medications..

奥斯卡正在为患有糖尿病、肺部疾病和心血管疾病的会员推出一项多条件计划，这是影响ACA会员的三种常见疾病6。同时管理这些条件可以将成本降低25%或更多7。$0筛选和实验室$0初级和行为护理；和0美元的药物。。

Members can enroll in Oscar’s single-condition plans, Diabetes Care and Breathe Easy, in select states.

在选定的州，会员可以参加奥斯卡的单一条件计划、糖尿病护理和放松呼吸。

Introducing Solutions for People Who Want a Healthcare Guide

为需要医疗保健指南的人介绍解决方案

Oscar is introducing Guided Care HMO with lower premiums and out-of-pocket costs. Individuals select a primary care provider who manages their care with a network of specialists for an exceptional experience. The solution delivers urgent and real-time referrals, addressing pain points of most HMOs. Benefits include: $0 virtual urgent care; $0 medications; and low-cost labs and integrated virtual-first speciality care..

奥斯卡正在推出具有较低保费和自付费用的引导式护理HMO。个人选择初级保健提供者，该提供者通过专家网络管理他们的护理，以获得非凡的体验。该解决方案提供了紧急和实时的转诊，解决了大多数HMO的难点。好处包括：0美元虚拟紧急护理$0种药物；以及低成本的实验室和集成的虚拟第一专科护理。。

Members can access Oscar’s Diabetes Care and multi-condition plan through Guided Care HMO. Visit HiOscar.com/GuidedCare for more information.

会员可以通过引导式护理HMO获得奥斯卡糖尿病护理和多条件计划。有关更多信息，请访问HiOscar.com/GuidedCare。

Alessa Quane, Chief Insurance Officer, Oscar Health added: “Oscar’s solutions acknowledge cultural and health differences to best meet the needs of individuals and families. Our offerings this open enrollment embody what Oscar will continue to bring to growing populations in the ACA – making the individual market the chosen solution for all Americans.”.

奥斯卡健康保险首席保险官Alessa Quane补充道：“奥斯卡的解决方案承认文化和健康差异，以最好地满足个人和家庭的需求。我们的开放式招生体现了奥斯卡将继续为ACA不断增长的人口带来的东西，使个人市场成为所有美国人选择的解决方案。”。

About Oscar Health

关于奥斯卡健康

Oscar Health, Inc. (“Oscar”) is a leading healthcare technology company built around a full stack technology platform and a relentless focus on serving our members. We have been challenging the status quo in the healthcare system since our founding in 2012, and are dedicated to making a healthier life accessible and affordable for all.

。自2012年成立以来，我们一直在挑战医疗保健系统的现状，并致力于为所有人提供更健康的生活。

Oscar offers Individual & Family plans and health technology solutions that power the healthcare industry through +Oscar. Our technology drives superior experiences, deep engagement, and high-value clinical care, earning us the trust of approximately 1.6 million members, as of June 30, 2024..

Oscar提供个人和家庭计划以及健康技术解决方案，通过+Oscar为医疗保健行业提供动力。截至2024年6月30日，我们的技术推动了卓越的体验、深度参与和高价值的临床护理，为我们赢得了约160万会员的信任。。

Cautionary Note Regarding Forward-Looking Statements

关于前瞻性声明的警示说明

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. All statements other than statements of historical fact contained herein are forward-looking statements. These statements include, but are not limited to, statements about our business prospects, and our management’s plans and objectives for future operations, expectations and business strategy.

本新闻稿包含1995年《私人证券诉讼改革法案》所指的前瞻性声明。除历史事实陈述外，本文所含的所有陈述均为前瞻性陈述。这些声明包括但不限于关于我们的业务前景的声明，以及我们管理层对未来运营、期望和业务战略的计划和目标。

In some cases, you can identify forward-looking statements by terms such as “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential,” or “continue” or the negative of these terms or other similar expressions.

在某些情况下，您可以通过“可能”、“将”、“应该”、“期望”、“计划”、“预期”、“可能”、“打算”、“目标”、“项目”、“设想”、“相信”、“估计”、“预测”、“潜力”或“继续”等术语或这些术语的否定或其他类似表达来识别前瞻性陈述。

Accordingly, we caution you that any such forward-looking statements are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict and generally beyond our control. Although management believes that the expectations reflected in these forward-looking statements are reasonable as of the date made, there are or will be important factors that could cause our actual results to differ materially from those indicated in these forward-looking statements, including, but not limited to, the factors set forth under the caption “Risk Factors” in our Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2024, filed with the Securities and Exchange Commission (“SEC”), and our other filings with the SEC.

因此，我们提醒您，任何此类前瞻性陈述都不能保证未来的业绩，并且会受到难以预测且通常无法控制的风险、假设和不确定性的影响。尽管管理层认为，截至所作日期，这些前瞻性声明中反映的预期是合理的，但存在或将存在重要因素，可能导致我们的实际结果与这些前瞻性声明中所示的结果存在重大差异，包括但不限于我们向美国证券交易委员会（“SEC”）提交的截至2024年6月30日的季度报告表10-Q中“风险因素”标题下规定的因素，以及我们向SEC提交的其他文件。

You are cautioned not to place undue reliance on any forward-looking statements made in this press release. Any forward-looking statement speaks only as of the date as of which it is made, and, except as otherwise required by law, we do not undertake any obligation to p.

提醒您不要过度依赖本新闻稿中的任何前瞻性声明。任何前瞻性声明仅在作出之日起生效，除非法律另有规定，否则我们不对p.承担任何义务。

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1Buena Salud: GA and off-exchange in FL. Multi-Condition Plan: FL, TX, OH, AZ, GA. Guided Care HMO: TX and GA HMO.

1Buena Salud：佛罗里达州GA和off交换。多条件计划：佛罗里达州，德克萨斯州，俄亥俄州，亚利桑那州，GA。指导护理HMO：德克萨斯州和GA HMO。

2Pew Research Center. 'Hispanic Americans' Experiences with Health Care.' June 14, 2022.

2Pew研究中心。”西班牙裔美国人的医疗保健经验2022年6月14日。

3Spanish-speaking net promoter score (NPS) for Oscar members as of 1Q24.

截至2014年第1季度，奥斯卡成员的西班牙语净启动子得分（NPS）。

4U.S. Department of Health and Human Services. 'Health Insurance Marketplace Enrollment by Race and Ethnicity 2023.' March 22, 2024.

4U。S、 卫生与公众服务部。”2023年健康保险市场按种族和民族登记。'2024年3月22日。

5Applicable for employers with less than 50 employees, especially those that are new-to-insurance.

5适用于员工少于50人的雇主，尤其是那些新加入保险的雇主。

6Oliver Wyman. 'Premium Tax Credit Ending: Chronic Conditions at Risk.' September 2024.

6奥利弗·怀曼（OliverWyman）。”保费税收抵免结束：慢性病面临风险。”2024年9月。

72024 Oscar internal clinical analysis of average course of treatment for Diabetes, pulmonary related conditions and CKM conditions.

72024 Oscar对糖尿病、肺部相关疾病和CKM疾病平均疗程的内部临床分析。