Guardian为无法获得职场福利的消费者扩展了个人牙科、视力和意外险产品，以激励健康生活®-动脉网

Guardian expands individual dental, vision, and accident products for consumers without access to workplace benefits to inspire well-being®

CISION 等信源发布 2025-03-31 21:15

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Amid rapid growth in retiree and gig worker populations, Guardian is broadening key insurance offerings available directly to consumers to support mind, body, and wallet

在退休人员和零工经济从业人口迅速增长的背景下，Guardian正在拓宽直接面向消费者的关键保险产品，以支持身心健康和财务状况。

wellness

健康

NEW YORK

纽约

，

March 31, 2025

2025年3月31日

/PRNewswire/ -- As the nature of how, where, and when Americans work evolves, The Guardian Life Insurance Company of America

/PRNewswire/ -- 随着美国人工作方式、地点和时间的性质不断演变，美国恒守人寿保险公司（The Guardian Life Insurance Company of America）

(

Guardian

守护者

) is expanding access to individual dental and vision products and launching a refreshed individual accident insurance policy.

）正在扩大个人牙科和视力产品的覆盖范围，并推出更新的个人意外保险政策。

Building on Guardian's leadership as one of the largest providers of workplace dental insurance, these enhanced offerings are designed for Americans who otherwise don't have access to, or aren't eligible for, traditional workplace benefits. Whether for retirees, gig workers, freelancers, or other individuals, enhancements include: .

基于Guardian作为最大的职场牙科保险提供商之一的领导地位，这些增强型产品专为无法获得或不符合传统职场福利条件的美国人设计。无论是退休人员、零工、自由职业者还是其他个人，新增内容包括：

Expanding Guardian's dental offerings with a new Premier plan available directly to individuals

通过直接向个人提供新的 Premier 计划，扩展 Guardian 的牙科服务产品

, ensuring even more Americans have access to Guardian's 130,000-provider dental network—one of the largest in the country. The Preferred Provider Plan (PPO) has an annual maximum benefit of

，确保更多的美国人能够享受到Guardian的130,000家牙科服务提供商网络——这是全国最大的牙科网络之一。优选提供商计划（PPO）的年度最高福利为

$3,000

3000美元

and includes robust coverage for a wide variety of oral care needs, including teeth whitening and implants.

并且涵盖了多种口腔护理需求的广泛保障，包括牙齿美白和种植牙。

Meeting market demand by introducing a simplified Dental, Vision, and Hearing bundle

通过推出简化的牙科、视力和听力套餐来满足市场需求

, bringing together three popular insurance plans in one easy-to-use offering. Guardian is providing the bundle in partnership with industry leaders Kelsey National and VSP Individual Plans, and it includes access to Guardian's existing network of dental providers.

，将三种受欢迎的保险计划整合到一个易于使用的方案中。Guardian与行业领导者Kelsey National和VSP Individual Plans合作提供该捆绑服务，并包括访问Guardian现有的牙科供应商网络。

Enhancing its individual accident insurance policy

增强其个人意外保险政策

, which makes a benefit payment to individuals if they or their dependents have a covered accidental injury. The refresh makes Guardian one of the only carriers to provide this offering directly to individuals.

，如果个人或其受抚养人遭受了保险范围内的意外伤害，该计划将向其支付福利。此次更新使Guardian成为少数几家直接向个人提供此服务的保险公司之一。

'Guardian's

‘守护者的

Mind, Body, and Wallet

心灵、身体和钱包

report indicates that half of Americans say they'd face a financial hardship if they did not have the benefits they receive through work,' said

报告指出，一半的美国人表示，如果他们没有通过工作获得的福利，他们将面临经济困难，”

Mayra Garza

梅拉·加尔萨

, Head of Group Benefits Strategy and Retail Segment at Guardian. 'The financial well-being that can be provided through benefits plays an outsized role in influencing overall wellness. Regardless of whether someone is exiting the workforce to enjoy retirement or taking their first steps as an entrepreneur, we're committed to ensuring our customers have the insurance protections they need, when they need them.'.

，Guardian集团福利战略与零售业务部门负责人。“通过福利所能提供的财务保障在影响整体福祉方面发挥着重要作用。无论有人是退出劳动力市场享受退休生活，还是作为创业者迈出第一步，我们都致力于确保我们的客户在需要时拥有他们所需的保险保障。”

For more information, visit

欲了解更多信息，请访问

https://www.guardianlife.com/individuals-families/dental-insurance

https://www.guardianlife.com/个人与家庭/牙科保险

and

和

https://www.guardianlife.com/individuals-families/accident-insurance

https://www.guardianlife.com/个人与家庭/意外保险

。

Media Contact

媒体联系人

mediarelations@glic.com

媒体关系@glic.com

About Guardian

关于Guardian

Guardian makes a difference in the lives of people when they need us most. With 165 years of stability and fiscal integrity, we are a trusted resource to generations of families and business owners, inspiring well-being and helping build financial confidence. Today, we stand behind millions of consumers, helping them prepare and plan for a bright future for themselves and their families.

当我们最需要的时候，Guardian改变了人们的生活。凭借165年的稳定和财务诚信，我们是几代家庭和企业主的可信赖资源，激励着人们的福祉并帮助建立财务信心。如今，我们支持着数百万消费者，帮助他们为自己和家人准备和规划一个光明的未来。

We help business owners care for their employees. And we help people recover and thrive in times of unexpected loss. As a modern mutual insurance company, we believe in driving value beyond dividends. We invest in our colleagues, are building an inclusive and innovative culture, and are helping to uplift communities through thoughtful corporate impact programs.

我们帮助企业家关爱他们的员工。我们帮助人们在遭遇意外损失时恢复活力、茁壮成长。作为一家现代化的互助保险公司，我们相信除了股息之外还能创造价值。我们投资于我们的同事，正在营造一种包容和创新的文化，并通过周到的企业影响计划来帮助提升社区。

Guardian, which is based in .

总部位于的《卫报》。

New York City

纽约市

, is a leading provider of life, disability, dental, and other benefits, and has received accolades for its culture and service. Our colleagues and financial professionals serve with care and experience, and our commitments rest on a strong financial foundation, which included a 2025 dividend allocation of .

，是一家领先的生命、残疾、牙科及其他福利供应商，因其文化和服务而屡获殊荣。我们的同事和财务专业人士以关怀和经验提供服务，我们的承诺建立在坚实的财务基础之上，其中包括2025年的股息分配。

$1.6 billion

16亿美元

– the largest in the company's history. For more information, visit

——这是公司历史上规模最大的一次。欲了解更多信息，请访问

guardianlife.com

or follow us on

或关注我们

Facebook

脸书

，

领英

, and

，以及

YouTube

。

Disclaimer

免责声明

Guardian

守护者

Dividends are not guaranteed. They are declared annually by Guardian's Board of Directors. The total dividend calculation includes mortality experience and expense management as well as investment results.

股息并不保证，它们由Guardian的董事会每年宣布。总股息的计算包括死亡率经验、费用管理以及投资结果。

Financial information concerning Guardian as of

截至以下日期有关Guardian的财务信息

December 31, 2023

2023年12月31日

, on a statutory basis: Admitted assets =

，根据法律规定：承认的资产 =

$80.3 billion

803亿美元

; liabilities =

; 负债 =

$71.2 billion