Toku Raises $48 Million Series A

Toku完成4800万美元A轮融资

Raising the largest A round ever for a LatAm female founder

为拉美女性创始人筹集有史以来最大的A轮融资

NEW YORK, April 17, 2025-- Toku, an account receivable SaaS platform, announced today that it has raised $48 million in Series A funding, bringing its total funding to $55 million. With this fundraise, Toku and CEO Cristina Etcheberry have raised the largest Series A by a female founder in Latin America.

纽约，2025年4月17日——应收账款SaaS平台Toku今天宣布，已完成4800万美元的A轮融资，使其总融资额达到5500万美元。通过此次融资，Toku及其首席执行官克里斯蒂娜·艾切贝里达成了拉丁美洲女性创始人获得的最大一笔A轮融资。

The round was led by Oak HC/FT, representing its fourth fintech investment in LatAm in the past three years. Existing investors, including Gradient Ventures (one of Google’s investment funds), F-Prime, Clocktower, Y Combinator, and Honey Island by 4UM, also participated..

本轮融资由橡树HC/FT领投，这是其过去三年在拉美的第四次金融科技投资。现有投资者也参与了本轮投资，包括Gradient Ventures（谷歌旗下投资基金之一）、F-Prime、Clocktower、Y Combinator以及4UM旗下的Honey Island。

Toku’s software connects companies’ ERPs with banks and payment rails, enabling payment orchestration and automated collections. Its suite includes customizable payment portals, automated reconciliations, and optimized collection strategies. In Latin America, where automatic payment adoption is low, Toku increases automated payment methods from 10% to 90%, significantly boosting companies’ revenue.

Toku的软件将企业的ERP与银行和支付系统连接起来，实现支付协调和自动收款。其套件包括可定制的支付门户、自动对账和优化的收款策略。在自动支付采用率较低的拉丁美洲，Toku将自动支付方式的使用从10%提升到90%，大幅增加企业收入。

By leveraging real-time data, Toku automates the entire payment cycle – from method selection to customer engagement – enhancing both efficiency and user experience..

通过利用实时数据，Toku 自动化了整个支付周期——从支付方式选择到客户互动——提升了效率和用户体验。

The company is focused on Mexico, Brazil, and Chile, serving mid-market to enterprise businesses in sectors like insurance, credit, education, real estate and utilities, handling collections from $10 million to $10 billion. The newly raised funds will be deployed to double down on its existing go-to-market strategy, while accelerating its product development.

该公司专注于墨西哥、巴西和智利，为保险、信贷、教育、房地产和公用事业等行业的中端市场到企业级客户提供服务，处理金额从1000万美元到100亿美元不等的收款业务。新筹集的资金将用于加强其现有的市场推广策略，同时加速产品开发。

In 2024, Toku more than doubled in revenue, tripled its TPV, and achieved 160% net dollar retention..

2024年，Toku的收入增长了一倍多，TPV增长了三倍，并实现了160%的净美元留存率。

Across Latin America, Toku now has more than 150 employees and serves more than 450 enterprises, including Chevrolet, Mapfre, Liverpool, and MetLife.

在整个拉丁美洲，Toku现在拥有150多名员工，为450多家企业提供服务，包括雪佛兰、Mapfre、利物浦和大都会人寿。

“Latin America still heavily relies on manual and inefficient payment collection processes, creating challenges for businesses and frustrating customers,” said Cristina Etcheberry, CEO of Toku. “These outdated methods lead to high delinquency rates and unnecessary friction. This latest investment round further validates the demand for Toku’s solutions, and we are excited to bring our technology to even more companies and regions,” added Etcheberry, who grew up in Chile in an entrepreneurial and finance-focused family..

“拉丁美洲仍然严重依赖人工且低效的收款流程，这给企业带来了挑战，也让客户感到沮丧，”Toku首席执行官克里斯蒂娜·艾切贝里表示。“这些过时的方法导致了高拖欠率和不必要的摩擦。此次最新一轮融资进一步验证了市场对Toku解决方案的需求，我们很高兴能将我们的技术带给更多公司和地区，”成长于智利一个充满创业和金融氛围家庭的艾切贝里补充道。

“Mid-to-large enterprises in Latin America are navigating high operational costs, complex payment infrastructures, and increasing delinquency rates,” said Allen Miller, Partner at Oak HC/FT. “Toku is addressing this pain point and empowering businesses across diverse industries with its seamless, world-class payment technology.

“拉丁美洲的中大型企业正在应对高昂的运营成本、复杂的支付基础设施和不断上升的拖欠率，”Oak HC/FT合伙人艾伦·米勒表示。“Toku正在解决这一痛点，并通过其无缝的世界级支付技术助力各行业的企业。”

We are thrilled to partner with the Toku team and look forward to supporting the company in this next phase of growth.”.

我们很高兴与Toku团队合作，并期待在下一个增长阶段为公司提供支持。"

Toku was founded with the mission to free Latin American enterprises from outdated processes, manual tasks, an inflexible software stack, and unnecessary risks. The company ensures that businesses receive their revenue reliably and cost-effectively while enhancing the payment experience for their customers.

Toku 的成立使命是让拉丁美洲的企业摆脱过时的流程、手动任务、不灵活的软件堆栈和不必要的风险。该公司确保企业能够可靠且经济高效地获得收入，同时提升客户的支付体验。

“We aim to provide peace of mind, acting as a trusted partner that safeguards our clients’ revenue streams. By enabling businesses to focus on their core operations without added payment concerns, we help them achieve their goals. Our impact may be indirect, but it is significant – we continuously work alongside our clients to refine our services, aiming to reach over 100 million people in the next few years,” concluded Cristina Etcheberry..

“我们的目标是提供安心服务，成为保护客户收入来源的可信赖伙伴。通过让企业专注于其核心运营而不必担心支付问题，我们帮助他们实现目标。我们的影响可能是间接的，但非常重要——我们将不断与客户携手完善服务，力求在未来几年内覆盖超过一亿人，”克里斯蒂娜·艾切贝里总结道。

For more information about Toku and its innovative payment solutions, visit www.trytoku.com.

欲了解有关Toku及其创新支付解决方案的更多信息，请访问www.trytoku.com。

About Toku

关于Toku

Toku is a leading financial technology company in Latin America, specializing in comprehensive payment solutions. Founded in 2020, Toku provides tailored payment solutions to industries with recurring payments, empowering businesses to increase revenue while minimizing costs through efficient payment processing and enhanced customer experiences.

Toku是拉丁美洲领先的金融技术公司，专注于全面的支付解决方案。公司成立于2020年，为具有经常性支付需求的行业提供定制化的支付解决方案，帮助企业通过高效的支付处理和提升客户体验来增加收入，同时降低成本。

With operations in Mexico, Chile, and Brazil, Toku is committed to transforming the financial landscape in Latin America. For more information, visit www.trytoku.com..

Toku在墨西哥、智利和巴西开展业务，致力于改变拉丁美洲的金融格局。欲了解更多信息，请访问www.trytoku.com。

About Oak HC/FT

关于橡树健康与健身中心

Oak HC/FT is a venture and growth equity firm specializing in investments in fintech and healthcare. Using partnership as a foundation, Oak HC/FT guides companies and founders at every stage, from seed to growth, to create businesses that make a measurable and lasting impact. Founded in 2014, Oak HC/FT has invested in over 85 portfolio companies and has over $5.3 billion in assets under management.

Oak HC/FT 是一家专注于金融科技和医疗保健领域投资的风险与成长股权公司。Oak HC/FT 以合作为基础，引导公司和创始人从种子阶段到成长阶段的每一步，打造具有可衡量且持久影响力的业务。自2014年成立以来，Oak HC/FT 已投资了85家以上的投资组合公司，管理资产超过53亿美元。

Oak HC/FT is headquartered in Stamford, CT, with an office in San Francisco, CA. Follow Oak HC/FT on LinkedIn and X and learn more at https://www.oakhcft.com/..

奥克HC/FT总部位于康涅狄格州斯坦福市，在加利福尼亚州旧金山设有办事处。请在LinkedIn和X上关注奥克HC/FT，并访问https://www.oakhcft.com/了解更多信息。

Contact:

联系：

Media

媒体

Jackie Kahn, jackie@oakhcft.com

杰基·卡恩，jackie@oakhcft.com