Angle Health与PerfectQuote合作，通过行业首个实时核保费率彻底改变水平资助健康计划的报价方式-动脉网

Angle Health Partners with PerfectQuote to Revolutionize Level Funded Health Plan Quoting with Industry's First Real-Time Underwritten Rates

CISION 等信源发布 2025-08-15 03:35

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Group Health Life and Benefits Brokers can leverage PerfectQuote's Digital Quoting Platform to receive firm, underwritten level funded quotes directly from Angle Health in under 2 minutes.

团体健康人寿和福利经纪人可以利用PerfectQuote的数字报价平台，在不到2分钟的时间内直接从Angle Health获得经过承保的固定资金报价。

AUSTIN, Texas

德克萨斯州奥斯汀

，

Aug. 14, 2025

2025年8月14日

/PRNewswire/ -- PerfectQuote, Inc., a leading group health digital quoting platform, announced its partnership with Angle Health, to provide PerfectQuote customers with direct, firm underwritten Angle Health proposals for level funded health plans delivered through its Request-for-Proposal ('RFP') toolset..

/PRNewswire/ -- 领先的团体健康数字报价平台PerfectQuote, Inc.宣布与Angle Health合作，通过其请求提案（'RFP'）工具集，为PerfectQuote的客户提供直接、公司承保的Angle Health水平资助健康计划提案。

With a critical mass of firms and general agencies leveraging the PerfectQuote platform (including 14 of the top 20 largest U.S.-based firms) servicing over 100,000 employers through the platform, innovative carriers, like Angle Health, are taking advantage of a frictionless digital distribution experience to deliver firm underwritten rates and bindable quotes; allowing PerfectQuote to continue its mission to enable distribution at scale to thousands of brokers nationwide along with reporting insights to help carrier sales and underwriting teams optimize their operations..

随着大量公司和综合代理机构利用PerfectQuote平台（包括美国最大的20家公司中的14家），通过该平台为超过10万名雇主提供服务，像Angle Health这样的创新承保商正在利用无缝的数字化分销体验，提供经公司核保的费率和可绑定的报价；这使得PerfectQuote能够继续履行其使命，即在全国范围内实现向数千名经纪人规模化分销，并提供报告洞察，帮助承保商销售和核保团队优化运营。

'Angle Health is transforming how brokers access level funded health plans by delivering what the industry has never seen before – firm, underwritten level funded quotes in under 2 minutes using the same basic information required for ACA small group quoting,' said

“Angle Health 正在通过提供行业前所未见的服务，改变经纪商获取水平资助健康计划的方式——使用与ACA小团体报价所需相同的基本信息，在不到2分钟内生成确定的、经承保的水平资助报价。”

Caleb Parker

凯勒布·帕克

, Chief Commercial Officer at Angle Health. 'Our partnership with PerfectQuote enables brokers to seamlessly compare our level funded solutions alongside traditional ACA small group products, giving them the power to present comprehensive options to their clients instantly.'

“我们与PerfectQuote的合作使经纪人能够无缝比较我们的固定资金解决方案与传统的ACA小组合产品，使他们能够立即向客户展示全面的选择。”

The breakthrough integration allows brokers to quote Angle Health's level funded plans with national PPO network access using only:

这一突破性的整合使经纪人能够仅使用以下方式为Angle Health的分级资助计划提供报价，并获得全国PPO网络访问权限：

Employee census data (ages, zip codes, coverage tiers)

员工普查数据（年龄、邮政编码、覆盖层级）

Employer information (location, industry, FTE count)

雇主信息（地点、行业、全职员工人数）

Desired effective date

期望生效日期

This represents a dramatic departure from traditional level funded quoting that typically requires weeks of underwriting, extensive medical questionnaires, and preliminary pricing subject to change.

这与传统的层级资助报价方式形成了巨大的不同，传统方式通常需要数周的承保、大量的医疗问卷以及可能发生变化的初步定价。

'Level funded health plans have historically been difficult for brokers to access due to lengthy underwriting timelines and complex quoting processes,' said

“由于漫长的承保时间和复杂的报价流程，经纪人历来很难获取水平资助的健康计划，”

Curtis Kadohama

柯蒂斯·卡多哈马

, VP of Partnerships at PerfectQuote. 'Angle Health's technology-first approach enables our broker partners to quote sophisticated level funded options alongside ACA products in real-time, fundamentally changing how small and mid-size employers access self-funded benefits.'

，PerfectQuote的合作伙伴副总裁。“Angle Health的技术优先方法使我们的经纪合作伙伴能够实时报价复杂的分级资助选项与ACA产品，从根本上改变了小型和中型雇主获取自筹资金福利的方式。”

Since the 2018 launch of the platform, PerfectQuote successfully provided brokers the ability to streamline their quoting processes for employer group clients of all sizes by eliminating and automating many manual error-prone tasks, reducing close times by as much as 95%.

自平台于2018年推出以来，PerfectQuote成功为经纪人提供了简化其雇主团体客户（各种规模）报价流程的能力，通过消除和自动化许多容易出错的手动任务，将完成时间最多减少了95%。

Key benefits of the Angle Health-PerfectQuote integration include:

Angle Health-PerfectQuote 集成的主要优势包括：

Instant Firm Quotes:

即时固定报价：

Real-time underwriting delivers bindable level funded rates in under 2 minutes

实时核保在2分钟内提供可绑定的水平资助率。

Simplified Data Requirements:

简化的数据要求：

Uses standard ACA census information – no medical underwriting or lengthy questionnaires

使用标准的ACA人口普查信息——无需医疗核保或冗长的问卷

Side-by-Side Comparisons:

并列比较：

Quote level funded and ACA small group products simultaneously on one platform

在同一平台上同时为报价层级提供资金支持并推出ACA小组合产品

National Network Access:

全国网络接入：

Immediate access to Aetna ASA PPO, Cigna Choice Fund PPO, and other national networks

立即接入Aetna ASA PPO、Cigna Choice Fund PPO及其他全国性网络

Transparent Pricing:

透明定价：

Firm quotes with no post-submission adjustments or surprises

坚定的报价，提交后无调整或意外

12/24 Contract Flexibility:

12/24 合同灵活性：

Flexible contract terms with guaranteed 12-month runout periods

灵活的合同条款，保证12个月的履行期

Digital Implementation:

数字实现：

72-hour turnaround from sale to digital member ID cards

从销售到数字会员身份证的72小时周转时间

The partnership addresses a critical gap in the group benefits market where level funded plans – which can offer significant cost savings and cash flow advantages over traditional fully insured products – have remained largely inaccessible to brokers due to operational complexity and extended quoting timelines..

该合作解决了团体福利市场中的一个关键缺口，即水平资助计划——相比传统的全额保险产品，这类计划可以提供显著的成本节约和现金流优势——但由于操作复杂性和较长的报价时间，经纪商一直难以获取。

About Angle Health

关于Angle Health

Angle Health is an AI-native, integrated healthcare and financial services company providing custom, full-service health plans for employers across

Angle Health 是一家原生人工智能、集成医疗保健和金融服务的公司，为各地的雇主提供定制的全方位服务健康计划。

the United States

美国

. As the only carrier solution offering near-instant, firmly underwritten level funded health plans, Angle Health leverages proprietary technology to deliver what traditional carriers cannot: firm quotes in under 2 minutes with no post-quote surprises. Founded by healthcare and technology veterans, Angle Health is venture-backed with significant capital reserves and reinsurance partnerships through A+ rated carriers.

作为唯一提供近乎即时、坚定承保的层级资助健康计划的载体解决方案，Angle Health利用专有技术提供传统运营商无法实现的服务：在2分钟内给出确定报价且无后续意外。Angle Health由医疗保健和技术领域的资深人士创立，得到了风险投资的支持，拥有雄厚的资本储备，并通过A+级承保商建立了再保险合作伙伴关系。

The company serves employers across 45 states through its innovative level funded health plans. For more information, visit.

该公司通过其创新的分级资助健康计划为遍布45个州的雇主提供服务。欲了解更多信息，请访问。

www.anglehealth.com

。

About PerfectQuote®

关于PerfectQuote®

PerfectQuote is an

PerfectQuote 是一个

Austin, Texas

德克萨斯州奥斯汀市

-based company founded in 2017 by brokers for brokers, focusing on delivering operational excellence and client satisfaction through technology in the commercial group health insurance industry. The company provides brokers with a category-leading cloud-based group benefits quoting software platform (.

总部位于——的公司，2017年由经纪人创立，服务于经纪人，专注于通过技术在商业团体健康保险行业中实现卓越运营和客户满意度。该公司为经纪人提供了一个领先的基于云的团体福利报价软件平台。

PerfectQuote

完美报价

) that streamlines commercial health insurance selling to large, medium, and small group employers. The application is used by several of the top 10, 50 and 100 largest US-based agencies that service over 80,000 employer groups through the platform.

）简化了向大、中、小型团体雇主销售商业健康保险的流程。该应用程序被美国十大、五十强和百强机构中的多家使用，通过该平台为超过80,000个雇主团体提供服务。

Media Contact: Marketing Department,

媒体联系人：市场部，

media@perfectquote.io

媒体@完美名言. io

SOURCE PerfectQuote, Inc.

来源：PerfectQuote, Inc.

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