ManchesterStory leads round to scale personalized underwriting and expand access to a full scope of affordable, proactive fertility coverage

曼彻斯特故事引领个性化承保的扩展，并扩大获得全方位、负担得起的、积极的生育覆盖的机会。

CHICAGO and CALGARY, AB

芝加哥和卡加立，艾伯塔省

,

，

April 10, 2026

2026年4月10日

/PRNewswire/ --

/PRNewswire/ --

Flora Fertility

植物繁殖力

, the first individually-owned fertility insurance platform, today announced the close of a

，首家个人拥有的生育保险平台，今天宣布结束了一轮

$5 million USD seed round

500万美元种子轮融资

, to expand access to reproductive care across the U.S. market, with Canada to follow.

，以扩大在美国市场的生殖保健服务的获取渠道，随后将扩展至加拿大。

The round was led by

本轮由

ManchesterStory

曼彻斯特故事

, a leading InsurTech venture firm, with participation from

，一家领先的保险科技风险投资公司，参与了

Slauson & Co.

斯劳森公司

, a culturally-aligned consumer fund based in Los Angeles,

，一家位于洛杉矶的文化对齐型消费基金，

TruStage Ventures

真阶段风险投资

and

和

BDC Capital

BDC 资本

, leaders in financial services, along with

，金融服务领域的领导者，以及

Marathon Fund, Adara Venture Capital

马拉松基金，阿达拉风险资本

and select strategic angel investors. Prior investors include Highline Beta, Everywhere Ventures, and Cartography Capital.

并选择战略天使投资人。先前的投资人包括Highline Beta、Everywhere Ventures和Cartography Capital。

The new funding will be used to capitalize on Flora's first-mover advantage as the company drives true category creation in private fertility insurance — an entirely new and untapped market within the InsurTech and women's health landscape - to expand access to proactive family planning solutions.

新资金将用于利用Flora的先发优势，因为该公司在私人生育保险领域推动真正的品类创新——这是在保险科技和女性健康领域中一个全新且尚未开发的市场——以扩大主动家庭规划解决方案的获取途径。

'Flora is building something that has never existed before — affordable, portable fertility insurance that meets the next generation of women exactly where they are,' said

‘弗洛拉正在打造一种前所未有的产品——价格实惠、便携的生育保险，正好满足了下一代女性的需求，’

Nicole Gunderson, Partner at ManchesterStory

曼彻斯特故事公司的合伙人妮可·冈德森

. 'The InsurTech opportunity here is enormous, and the Flora team has the expertise, technology, and vision to define this category.'

“这里的保险科技机会巨大，Flora团队拥有定义这一类别的专业知识、技术和愿景。”

'Accessibility and inclusivity are at the core of what we look for in consumer companies,' said

“可访问性和包容性是我们对消费品公司最看重的核心要素，”

Miki Reynolds, Head of Programs at Slauson & Co.

Miki Reynolds，Slauson & Co. 项目负责人

'Flora is removing a structural barrier that has kept fertility care out of reach for millions of women — and they're doing it in a way that's both financially innovative and deeply human.'

“弗洛拉正在消除一个结构性障碍，这个障碍使数百万女性无法获得生育护理——她们的做法不仅在财务上富有创新性，而且充满人性关怀。”

'Fertility costs are one of the most significant—and overlooked—financial burdens women face,' said

“生育成本是女性面临的最重大且被忽视的经济负担之一，”

Elizabeth McCluskey, Managing Director of TruStage Ventures

伊丽莎白·麦克拉斯基，TruStage Ventures董事总经理

. 'With 72% of Gen Z women experiencing fertility anxiety, Flora can give an entire generation peace of mind.'

“72%的Z世代女性面临生育焦虑，Flora能够为整整一代人带来安心。”

Why This Matters Now

为什么这现在很重要

Infertility now affects

不孕不育现在影响着

1 in 6 people globally

全球每6人中就有1人

, the average cost of treatment runs

，治疗的平均费用为

$30,000–$50,000

30,000–50,000美元

, and fewer than 2% of those who need care can actually afford it. Today's women are rewriting the timeline — building careers, pursuing education, and making deliberate choices about when to start a family — yet the financial and medical systems around fertility haven't kept pace. What little coverage exists remains largely employer-tied, leaving millions unprotected the moment they change jobs, go independent, or work somewhere that doesn't offer the benefit.

，而真正能够负担得起护理费用的人不到2%。如今的女性正在改写时间表——建立职业生涯、追求教育，并慎重决定何时组建家庭——然而围绕生育的财务和医疗系统却未能跟上步伐。现有的少量保险大多与雇主挂钩，一旦换工作、成为自由职业者或在不提供该福利的地方工作，数百万人就失去了保障。

Flora is changing that..

弗洛拉正在改变这一点。

'Fertility is one of the largest uninsured financial risks people face, yet the system today only offers support once you're already in crisis — and often only if your employer provides it,' said

“生育能力是人们面临的最大未保险财务风险之一，然而当今的系统只有在你已经陷入危机时才提供支持——而且通常仅限于你的雇主提供这种情况，”

Laura McDonald, Co-Founder of Flora Fertility

劳拉·麦克唐纳，Flora Fertility联合创始人

. 'We're creating a new category where fertility becomes something you can proactively plan for, not just pay for when it's too late.'

“我们正在创建一个新类别，让生育能力成为你可以主动规划的事情，而不仅仅是在为时已晚时才去支付的东西。”

'Fertility has always been treated as unpredictable and uninsurable, but the data tells a different story,' said

“生育能力一直被认为不可预测且无法投保，但数据讲述了一个不同的故事，”

Dr. Christy Lane, Co-Founder of

克里斯蒂·莱恩博士，联合创始人

Flora Fertility

植物繁殖力

. 'The earlier someone can access that coverage, the better their outcomes and the lower their costs — which is what makes this model so powerful. We're turning fertility from a reactive medical expense into a proactive, data-driven financial decision.'

“越早获得这项保障，结果就越好，成本也越低——这就是这个模式如此强大的原因。我们正在将生育从一项被动的医疗开支转变为一项主动的、数据驱动的财务决策。”

The Flora Distribution Model

植物分布模型

Flora combines proprietary advanced underwriting, individualized risk modeling, AI, and

弗洛拉结合了专有的先进承保技术、个性化风险建模、人工智能和

omnichannel

全渠道

distribution to make fertility coverage portable, affordable, personalized, and accessible earlier — before fertility challenges arise.

提供可携带、负担得起、个性化且在生育挑战出现之前即可获取的生育覆盖。

Flora's platform already reaches over 10 million prospective policyholders across North America. The policy can be purchased directly or supported by employers, with the coverage remaining individually-owned and fully portable across jobs, careers, and life stages.

弗洛拉的平台已经覆盖了北美超过1000万潜在投保人。该保单可以直接购买，也可以由雇主提供支持，保障内容始终为个人所有，并且在不同工作、职业和人生阶段之间完全可转移。

About Flora Fertility Inc.

关于弗洛拉生育公司

Flora Fertility Inc. is transforming the way fertility treatments are funded through the first individually-owned fertility insurance platform. With policies available in the U.S. starting at just $20 per month, Flora makes fertility care accessible and affordable for the next generation. Backed by A-rated insurance partners and a global reinsurance panel, Flora covers the full spectrum of fertility treatment — from diagnostics and medications through .

Flora Fertility Inc. 正在通过首个个人拥有的生育保险平台，改变生育治疗的资助方式。在美国，每月仅需20美元即可购买该保险政策，Flora 让下一代能够更便捷、更负担得起生育护理。Flora 得到了A级保险公司和全球再保险机构的支持，覆盖了从诊断、药物到整个生育治疗的全过程。

IUI

人工授精

and

和

IVF

体外受精

. For more information, visit

欲了解更多信息，请访问

heyflora.com

嘿弗洛拉网站

.

。

SOURCE Flora Fertility

来源：植物繁殖力

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